---
title: "The Most Profitable Franchises Backed by SBA Loans"
url: https://burnaze.com/article/30b1472a-ad8d-4f07-b512-4a221ea99558
source: "1851 Franchise"
original_url: https://1851franchise.com/the-most-profitable-franchises-backed-by-sba-loans-2720825
category: "Franchise Industry"
industry: "Franchise Industry"
topics: ["Finance & M&A"]
published: 2023-01-12T15:10:00.000Z
modified: 2026-11-01T02:10:24.488Z
image: https://newimage.1851franchise.com/cdn-cgi/image/quality=85,format=webp,width=1280,height=720/story/featureImage/36c7abd54eff09fe8b687aa85c3761fa933.jpg
---

# The Most Profitable Franchises Backed by SBA Loans

**TL;DR:** The Small Business Administration (SBA) loan program helps franchisees access capital to start or grow their businesses. The SBA works with participating lenders to provide loan guarantees and other forms of assistance to small businesses.

*originally published in 1851 Franchise on 2023-01-12. [Read the original](https://1851franchise.com/the-most-profitable-franchises-backed-by-sba-loans-2720825).*

## Story

Starting a franchise can be a great way to become your own boss and take control of your career. However, starting a business of any kind can be an expensive endeavor with financial risk.

One way to mitigate that risk is by financing a franchise through a Small Business Administration (SBA) loan, which is a government-backed loan program specifically designed to help small businesses and entrepreneurs access the capital they need to start or grow their businesses. The SBA works with participating lenders, such as banks and credit unions, to provide loan guarantees and other forms of assistance to small businesses.

Understanding which franchises have been successful in the past can help prospective owners make informed decisions about which franchise opportunities might be the best fit. Here are 10 of the most profitable franchises that are backed by SBA loans, according to VettedBiz.

- Paid-in-Full-Rate: 44.7%

- Charged Off Rate: 0%

- SBA Loan Success Ratio: 180:0 (meaning, on average, for every 180 loans paid in full, 0 have been charged off)

- Paid-in-Full-Rate: 27.5%

- SBA Loan Success Ratio: 170:0

- Paid-in-Full-Rate: 32.3%

- SBA Loan Success Ratio: 114:0

- Paid-in-Full-Rate: 51.5%

- SBA Loan Success Ratio: 106:0

- Paid-in-Full-Rate: 65.2%

- SBA Loan Success Ratio: 88:0

- Paid-in-Full-Rate: 37.9%

- SBA Loan Success Ratio: 72:0

- Paid-in-Full-Rate: 72.6%

- SBA Loan Success Ratio: 61:0

- Paid-in-Full-Rate: 38.6%

- SBA Loan Success Ratio: 51:0

- Paid-in-Full-Rate: 49.5%

- Paid-in-Full-Rate: 45.8%

- Charged Off Rate: 0.3%

- SBA Loan Success Ratio: 137:1

## Entities

- 1851 Franchise (publication)
- Franchise Industry (sector)
- franchise financing (topic)
- Small Business Administration (regulator)
- sba loans (topic)
- small business administration (topic)

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Originally reported by 1851 Franchise (https://1851franchise.com/the-most-profitable-franchises-backed-by-sba-loans-2720825). Summarized by Burnaze (https://burnaze.com/article/30b1472a-ad8d-4f07-b512-4a221ea99558).