---
title: "First Federal Bank Increases Commitment to Ellianos Coffee"
url: https://burnaze.com/article/3e6ec777-6f13-42db-b08e-0557e8db559d
source: "Franchise Magazine USA"
original_url: https://franchisemagazineusa.com/first-federal-bank-announces-increased-commitment-to-ellianos-coffee/
author: "David Gibb"
category: "Coffee & tea"
industry: "Restaurants"
segment: "Coffee & tea"
topics: ["Finance & M&A"]
published: 2026-03-27T14:21:31.000Z
modified: 2026-11-01T00:53:07.928Z
image: https://franchisemagazineusa.com/wp-content/uploads/2026/03/First_Federal_Bank__Ellianos_Location_Opening.jpg
---

# First Federal Bank Increases Commitment to Ellianos Coffee

**TL;DR:** First Federal Bank is increasing its lending commitment to Ellianos Coffee, streamlining the lending process to support franchisee growth and expansion. The partnership aims to enable Ellianos franchisees to secure funding and open new locations faster, particularly in the Southeast region.

*By David Gibb, originally published in Franchise Magazine USA on 2026-03-27. [Read the original](https://franchisemagazineusa.com/first-federal-bank-announces-increased-commitment-to-ellianos-coffee/).*

## Story

It’s about to get easier to get a great cup of coffee in the Southeast, thanks to an expanded partnership between a regional franchise and a regional bank.

First Federal Bank announced this Wednesday that they are increasing their lending commitment to Ellianos Coffee. The bank plans to further streamline their lending process so franchisees can secure funding and open the doors on new Ellianos locations faster.

Florida-based First Federal has helped connect Ellianos franchisees with financing since the brand launched back in 2002 with the dream of bringing a Pacific Northwest-style coffee drive-thru to the Southeast. It’s a mutually beneficial relationship, as both businesses are proud to serve the same regional communities.

“First Federal Bank has been a valued partner to Ellianos and our franchisees since the beginning,” said Scott Stewart, President of Ellianos Coffee. “Their knowledge of our brand and dedication to supporting small business owners have been instrumental in our growth. This expanded lending commitment will enable our franchisees to move forward with confidence and extend the Ellianos experience to additional communities.”

Rob Hughes, CGGL Division President at First Federal Bank, added, “Ellianos continues to be an excellent brand, and we will continue offering flexible programs ensuring we can meet the needs of all Ellianos franchisees—whether they are in startup mode or expanding their existing locations.”

Ellianos Coffee locations use a drive-thru experience built on high demand, a reliable all-day menu, and America’s growing preference for a cup of coffee that’s delivered quickly but also made with care. Their emphasis on quality and speed algins well with consumer needs. Their small physical footprint and average annual sales of over $1.4 million make them an attractive investment for entrepreneurs.

First Federal Bank understands supporting small businesses because they started as one, launching in 1962 with just four employees. As of 2026, they’ve grown to more than 600 employees and offer a full suite of business financial solutions, services, and loans.

This partnership is an example of strong relationships between franchisors and other community businesses setting franchisees up for success. Both sides are pleased to be able to empower small business owners and local entrepreneurs while increasing access to a high-quality product.

## Entities

- franchise growth (topic)
- Franchise Magazine USA (publication)
- Finance (sector)
- coffee franchise (topic)
- David Gibb (person)
- regional expansion (topic)
- small business support (topic)
- Ellianos Coffee (company)
- Scott Stewart (person)
- First Federal Bank (company)
- Rob Hughes (person)
- lending commitment (topic)

---
Originally reported by David Gibb, Franchise Magazine USA (https://franchisemagazineusa.com/first-federal-bank-announces-increased-commitment-to-ellianos-coffee/). Summarized by Burnaze (https://burnaze.com/article/3e6ec777-6f13-42db-b08e-0557e8db559d).