---
title: "Survey: Americans Prefer Paying with Cash for Smaller Purchases"
url: https://burnaze.com/article/8e39357a-7f65-4d1b-867c-58e44b03c596
source: "1851 Franchise"
original_url: https://1851franchise.com/survey-americans-prefer-paying-with-cash-for-smaller-purchases-2707876
category: "Finance"
topics: ["Finance & M&A"]
published: 2018-09-17T18:13:01.000Z
modified: 2026-11-01T02:31:32.695Z
image: https://newimage.1851franchise.com/cdn-cgi/image/quality=85,format=webp,width=1280,height=720/story/featureImage/d4af1ffbfb90c43d2a4f43f82ed1cf114832.jpg
---

# Survey: Americans Prefer Paying with Cash for Smaller Purchases

**TL;DR:** A survey by CreditCards.com found that 45% of Americans prefer paying with cash for purchases under $10. The survey, which involved 1,002 adults, also found that men are more likely than women to be impatient with credit card payment times.

*originally published in 1851 Franchise on 2018-09-17. [Read the original](https://1851franchise.com/survey-americans-prefer-paying-with-cash-for-smaller-purchases-2707876).*

## Story

A survey found that Americans prefer paying with cash when the total comes out to less than $10, according to a Fox Business article.

CreditCards.com commissioned SQL Server Reporting Services (SSRS) to conduct the survey, which involved phone interviews with 1,002 adults.

The results found that 45 percent of U.S. consumers who own a rewards credit card prefer using cash for purchases under $10. Thirty percent of consumers prefer to use a debit card for purchases under $10, and 23 percent of consumers prefer using a credit card, according to the article.

The survey also found that men are more likely than women to be impatient with how long it can take to pay with a credit card, according to the article.

## Entities

- 1851 Franchise (publication)
- General (sector)
- Fox Business (company)
- consumer survey (topic)
- payment methods (topic)
- cash usage (topic)

---
Originally reported by 1851 Franchise (https://1851franchise.com/survey-americans-prefer-paying-with-cash-for-smaller-purchases-2707876). Summarized by Burnaze (https://burnaze.com/article/8e39357a-7f65-4d1b-867c-58e44b03c596).