--- title: "Vermont Leads Mortgage Delinquency Increase" url: https://burnaze.com/article/c0067052-7ff6-4544-b8da-f5459fa997d6 source: "Franchising.com" original_url: https://www.franchising.com/articles/20260525_vermont_leads_mortgage_delinquency_increase.html author: "M. Scott Morris" category: "Real Estate" published: 2026-05-27T08:00:00.000Z modified: 2026-10-31T20:09:10.983Z image: https://imgs.franchising.com/art/articles/10465_plate.jpg --- # Vermont Leads Mortgage Delinquency Increase **TL;DR:** Vermont leads the US in mortgage delinquency increase, with a 12% surge in delinquent mortgages from Q4 2025 to Q1 2026, according to WalletHub. Despite this, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%. *By M. Scott Morris, originally published in Franchising.com on 2026-05-27. [Read the original](https://www.franchising.com/articles/20260525_vermont_leads_mortgage_delinquency_increase.html).* ## Story With the rate of mortgage delinquency rising in most states, WalletHub released its updated report on the "States Where Mortgage Delinquency Is Increasing the Most" to show where home loans have become least affordable from Q4 2025 to Q1 2026. "Vermont is the state where mortgage delinquency is increasing the most," said Chip Lupo, WalletHub editor. "In Q1 2026, the number of delinquent mortgages in the state increased by over 12% compared to Q4 2025, marking the largest surge in the country. Despite this sharp increase, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%." For the full report and to see where your state ranks, click here . - Get Started in Franchising - Franchise Rankings & Awards - Franchise Sales & Development - Featured Franchise Stories Franchising.com is produced by Franchise Update Media. Franchise Update Media has its finger on the pulse of franchising with unrivalled audience intelligence and market driven data. No media company understands the franchise landscape deeper than Franchise Update Media. 1201 New York Avenue NW, Suite 300A Washington, DC 20005 PH. (408) 402-5681 - Franchisee Financing & Lending - Site Selection & Real Estate - Supply Chain & Procurement - Annual Franchise Development Report - Multi-Unit Franchising Conference - Franchise Growth & Marketing Conference - Franchise Leadership & Development Conference - Multi-Unit Franchisee Magazine - Franchise Update Magazine - Franchise Update Franchisor Report - Franchising Express Report - International Franchise Report - Multi-Unit Franchisee Report The multi-unit franchise opportunities listed above are not related to or endorsed by Multi-Unit Franchisee or Franchise Update Media Group. We are not engaged in, supporting, or endorsing any specific franchise, business opportunity, company or individual. No statement in this site is to be construed as a recommendation. We encourage prospective franchise buyers to perform extensive due diligence when considering a franchise opportunity. ## Entities - Franchising.com (publication) - Real Estate (sector) - M. Scott Morris (person) - real estate (topic) - WalletHub (company) - Vermont (location) - state rankings (topic) - Chip Lupo (person) - mortgage delinquency (topic) --- Originally reported by M. Scott Morris, Franchising.com (https://www.franchising.com/articles/20260525_vermont_leads_mortgage_delinquency_increase.html). Summarized by Burnaze (https://burnaze.com/article/c0067052-7ff6-4544-b8da-f5459fa997d6).