---
title: "An innovative new strategy for financing restaurant growth"
url: https://burnaze.com/article/e6c0c1f0-c8cf-45c3-93a9-618d14890213
source: "Restaurant Business"
original_url: https://restaurantbusinessonline.com/financing/innovative-new-strategy-financing-restaurant-growth
category: "Restaurants"
industry: "Restaurants"
topics: ["Finance & M&A"]
published: 2026-07-29T17:40:11.000Z
modified: 2026-10-31T14:57:47.456Z
image: https://cdn.informaconnect.com/platform/files/public/2026-07/background/ADD-%206-29-26.jpg?VersionId=N1ccLbiekbUyWWv0RSTu1ukl84Nj76YL
---

# An innovative new strategy for financing restaurant growth

**TL;DR:** Michael Davis, founder and CEO of Homegrown Financing, discusses a new strategy for restaurant expansion financing without personal guarantees or equity sales. The strategy is based on a company's revenue and is designed for long-term growth.

*originally published in Restaurant Business on 2026-07-29. [Read the original](https://restaurantbusinessonline.com/financing/innovative-new-strategy-financing-restaurant-growth).*

## Story

How does a restaurant operator get expansion financing without a personal guarantee or selling equity?

This week’s episode of the Restaurant Business podcast A Deeper Dive features Michael Davis, the founder and CEO of Homegrown Financing.

Davis has an interesting story. He watched his parents struggle to get financing to scale their business. He ultimately devised a strategy to provide financing for growth based on a company’s revenue.

The system is not a short-term strategy such as a merchant cash advance and is designed for expansion. Davis tells his story and explains the strategy. We talk about several other topics during the podcast, including the overall challenges restaurant companies have in securing financing.

*Members help make our journalism possible. Become a Restaurant Business member today and unlock exclusive benefits, including unlimited access to all of our content. Sign up here.*

## Entities

- Finance (sector)
- Restaurant Business (publication)
- restaurant growth (topic)
- Michael Davis (person)
- alternative lending (topic)
- expansion financing (topic)
- Homegrown Financing (company)

---
Originally reported by Restaurant Business (https://restaurantbusinessonline.com/financing/innovative-new-strategy-financing-restaurant-growth). Summarized by Burnaze (https://burnaze.com/article/e6c0c1f0-c8cf-45c3-93a9-618d14890213).