QU Rolls Out New End-to-End Payment Solution

Qu, the intelligent commerce platform for enterprise QSR and fast-casual restaurant brands, announced Qu Pay, an embedded, end-to-end payments solution. A first-of-its-kind innovation, Qu Pay combines four systems: payment processing, guest identity, order intelligence, and capital access into a single layer of the unified platform.

Until now, payments lived outside the core restaurant operating system—treated as a cost center, not an intelligence hub. Qu Pay ends that separation. Every transaction becomes data brands can use to better understand and serve their guests. Qu Pay serves enterprise brands across point-of-sale, kiosks, drive-thru, web, and mobile channels. The platform is already live with multiple brands, including Roy Rogers.

“I’ve spent my career watching operators treat payments as a necessary evil instead of a value-added capability,” said Rachid Hassan, Vice President of Payments at Qu. “We built Qu Pay because operators shouldn’t have to choose between running their business and understanding it. Now every transaction feeds both.”

Guest intelligence

Every Transaction Unlocks Guest Intelligence

With legacy processors, up to 65% of transactions leave no usable guest identity behind. Qu Pay connects enhanced payment data with order, guest, location, and channel information, creating a more complete view of each transaction. Brands can finally recognize the guests they’ve been serving blind.

Capital access

Capital Access, Built Into the Platform

Qu Pay gives operators direct access to capital and cash flow tools informed by their own transaction data, with no separate bank relationship required. Franchisees can access on-demand settlements rather than waiting for a standard payout schedule and receive capital offers based on their processing history instead of a traditional credit application. Qu Pay also uses intelligent transaction routing to lower processing costs. Ultimately, Qu Pay transforms payments from a cost center into a source of working capital that operators can put back into the business.

Unified payments

One Unified Payments Platform for Rapid Onboarding

Qu Pay brings orders and payments together on one platform, creating a clear path for implementation, support, reporting, and reconciliation. Merchants can go live in days instead of weeks, reducing onboarding timelines by up to 75%—replacing spreadsheets and email chains with connected workflows. Customers also benefit from faster issue resolution with streamlined support services.