TL;DR
Vermont leads the US in mortgage delinquency increase, with a 12% surge in delinquent mortgages from Q4 2025 to Q1 2026, according to WalletHub. Despite this, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%.
With the rate of mortgage delinquency rising in most states, WalletHub released its updated report on the "States Where Mortgage Delinquency Is Increasing the Most" to show where home loans have become least affordable from Q4 2025 to Q1 2026.
"Vermont is the state where mortgage delinquency is increasing the most," said Chip Lupo, WalletHub editor. "In Q1 2026, the number of delinquent mortgages in the state increased by over 12% compared to Q4 2025, marking the largest surge in the country. Despite this sharp increase, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%."
For the full report and to see where your state ranks, click here .
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In this story
This story was originally published by M. Scott Morris in Franchising.com on May 27, 2026. Burnaze summarizes and links to the original reporting.
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