Low-Cost Restaurant Franchises Under $100K

Restaurant franchises often come with high startup costs, but a handful of brands have provided a way in for $100,000 or less. These options allow entrepreneurs to enter the food service industry with lower financial risk while still benefiting from an established brand and support system.

If you’re looking to invest in a restaurant franchise in 2025, here are some low-cost franchise options that won’t break the bank.

• Initial Investment: $10,000

• Number of Units: 3,100+ (U.S., Canada and Puerto Rico)

Chick-fil-A operates under a unique franchise model that drastically reduces startup costs for franchisees. Unlike most franchises, the company retains ownership of the restaurant while the operator manages day-to-day operations. The low initial investment makes this one of the most affordable options in the industry, but the selection process is rigorous and operators do not own equity in the business.

• Initial Investment: $27,500 - $296,500

• Number of Units: 1,200+ (U.S.)

Chester’s Chicken thrives in non-traditional locations such as convenience stores and truck stops. With a simple menu focused on fried chicken and sides, it requires minimal space and equipment. Franchisees benefit from a streamlined supply chain and a business model that is designed for high-traffic areas where customers prioritize quick and satisfying meals.

• Initial Investment: $25,649 - $134,629

• Number of Units: 2,300+ (U.S.)

Hissho Sushi operates primarily in supermarkets, hospitals and corporate dining settings. Franchisees receive training and operational support to ensure product quality and consistency. The model capitalizes on existing foot traffic and eliminates the need for expensive standalone real estate, making it an attractive low-cost entry into the restaurant industry.

• Initial Investment: $18,275 - $216,625

• Number of Units: 1,000+ (Worldwide)

ACE Sushi brings fresh sushi to grocery stores and other high-traffic locations, offering an alternative to traditional restaurant spaces. The estimated initial investment ranges from $18,275 to $116,375 for a new location, or $19,275 to $216,625 to purchase an existing restaurant. The brand provides training, ingredient sourcing and logistical support, helping franchisees maintain high product quality. By leveraging shared retail space, ACE Sushi keeps operational costs manageable while maximizing revenue potential.

• Initial Investment: $57,200 - $627,775

• Number of Units: ~1,500 (Worldwide)

Cold Stone Creamery is known for its made-to-order ice cream creations and interactive customer experience. Franchisees receive extensive training and marketing support, and while some locations require significant investment, non-traditional models such as kiosk setups can bring the cost within the $100,000 range. With a strong brand following and a focus on customization, Cold Stone presents a compelling opportunity in the frozen dessert space.

Restaurant ownership doesn't have to come with overwhelming costs. Admittedly, low-cost restaurant franchises are hard to come by, but the brands highlighted here demonstrate that entry into the food service industry can be both affordable and rewarding.

By leveraging established business models and corporate support, franchisees can sidestep many of the common hurdles associated with launching an independent restaurant. These opportunities allow aspiring business owners to step into proven systems while focusing on operations and growth rather than starting from scratch. With the right location and dedication, these lower-cost franchises offer a viable path to success in a competitive industry.